How to use rmb to buy a house in usa
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RMB Website -Terms and Conditions
General terms and conditions
By accessing the pages of this website (the 'Site'), you agree to be bound by these terms and conditions (the 'Terms and Conditions'). Before using this Site, you should read carefully the Terms and Conditions.
This Site is operated by HSBC Bank plc. HSBC Bank plc is incorporated in England and Wales and established at 8 Canada Square, London E14 5HQ which is its registered office. HSBC Bank plc is regulated by the Financial Services Authority and is registered in the Financial Services Authority Register with the following Registration Number: 114216. HSBC Bank plc's registered VAT Number is GB 365684514 and its Company Register Number is 14259.
HSBC Bank plc is a member of the Financial Ombudsman Scheme and subscribes to the Banking Code and the Business Banking Code.
In this document:
- References to 'you', 'your' and 'yours' are references to you, the person(s) accessing this Site
- References to 'we', 'us' and 'our' are references to HSBC Bank plc
- References to the 'HSBC Group' means HSBC Holdings plc, its subsidiaries and associated companies from time to time.
- References to the 'HSBC Group' means HSBC Holdings plc, its subsidiaries and associated companies from time to time
- References to 'market information' on this Site refer to market and research related services. Market information includes, but is not restricted to, global research, bonds offerings, market data, market commentary and trading ideas.
The Privacy and Data Protection Statement (including the Cookie Policy) can be viewed by clicking on the link specified below and shall be deemed to be incorporated in the Terms and Conditions.
Note that particular products and services provided by any member of the HSBC Group may have their own terms and conditions which will form the legal agreement between you and that member of the HSBC Group. You should carefully read such terms and conditions before obtaining the product or service from that member of the HSBC Group.
We may change the Terms and Conditions at any time by updating these pages. You agree to review any applicable terms and conditions regularly and that your use of any part of this Site will be subject to any such changes once they are made.
Availability of the site, products and services
The content, including layout, of this Site or products or services available via this Site may be wholly or partially suspended, withdrawn or changed at any time. We reserve the right at any time to immediately suspend the provision of all or any part of this Site to you and/or block your access to this Site.
The provision of financial services or products
Not all the products and services that you may be able to view via the Site are available in all geographical locations. The relevant HSBC Group member reserves the right to make the final determination on whether you are eligible for any particular product or service.
Market information
Market information services are not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary. No consideration has been given to the particular investment objectives, financial situation or particular needs of any recipient.
Market information is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. Market information is obtained from sources believed to be reliable but which has not been independently verified; no guarantee, representation or warranty is made and no responsibility or liability as to its accuracy or completeness is accepted.
Reliance on information
Expressions of opinion are those of HSBC only and are subject to change without notice. Information or opinions contained on this Site do not constitute an offer to sell or a solicitation, or offer to buy, any securities or financial instruments or investment advice or any advice or recommendation in respect of such securities or other financial instruments.
Should you seek to rely in any way whatsoever upon any content contained on this Site, you do so at your own risk.
The information on this Site is based on understanding of current law, regulation and tax practice at the time of going to press. Future changes in law, regulation, or tax practice could affect the information on this Site.
Before you make any decision or take any action that might affect you or your personal finances or business, you should always consult a suitably qualified professional adviser(s) to obtain appropriate financial, legal, accounting, tax and other advice.
Investment performance
Please note that the value of investments and the income derived from them may fluctuate and an investor may not receive back the amount originally invested. Where past performance is shown it refers to the past and should not be seen as an indication of future performance. The value and any income arising from any investment referred to on this Site may go down as well as up. In particular you may not get back the full amount invested. Where overseas securities are held, the rate of exchange may cause the value of the investment to go up as well as down. Any forecast, projection or target is indicative only and is not guaranteed in any way. We accept no liability for any failure to meet such a forecast, projection or target.
In the case of investments for which there is not a recognised market it may be difficult for investors to sell their investment or to obtain reliable information about its value or the extent of the risks to which it is exposed.
Interest by hsbc group members
Members of the HSBC Group and/or their officers, directors and employees may own or have positions in any securities mentioned in this Site (or in any related investment) and may from time to time add to or dispose of any such securities (or investment).
Members of the HSBC Group may act as market maker or have assumed an underwriting commitment in the securities of companies discussed in this Site (or in any related investment).
HSBC may sell securities to or buy them from customers on a principal basis and may also perform or seek to perform investment banking or underwriting services for or relating to those companies. This material may not be reproduced or further distributed, in whole or in part, for any purpose.
No warranties
Other than the warranties and representations contained in the Terms and Condition, all other warranties and representations, whether express, implied or statutory are, to the fullest extent permitted by the law, excluded. The use of the Site is at your sole risk.
While we have taken reasonable steps to ensure the accuracy, currency, availability correctness and completeness of the information contained on the Site, information is provided on an "as is" and "as available" basis.
We do not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with the Site.
Passwords and security
In order to use the Site or one or more parts of it, you may be required to become a registered user. In order to become a registered user you will need one or more of the following, namely, registered username, password, security device, other security identifier ('Password') in accordance with our procedures in place from time to time.
You must tell us immediately of any unauthorised access to the Site using your Password or any unauthorised transaction or instruction which you know of, or if you suspect someone else knows your Password.
You are wholly responsible for use of the Site by any person using your Password. We reserve the right to suspend access to the Site in the event that we suspect that an unauthorised person is attempting to access the Site using your Password.
Third party sites and endorsements
Where we provide hypertext links to other locations on the internet, we do so for information purposes only. We are not responsible for the content of any websites or pages of third parties linked to or from this Site. Following links to any websites or pages of third parties shall be at your own risk. We shall not be responsible or liable for any damages or in any other way in connection with such linking of those websites or pages.
Links to third party downloadable software sites are for convenience only and we are not responsible nor are we liable for any difficulties or consequences associated with downloading that software. You are responsible for obtaining all necessary authorisations to use such software and we give no implied licence or warranty in relation to the obtaining of or use of such software whatsoever.
No endorsement, approval or responsibility for appropriateness of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this Site or by any hyperlinks to or from any third party websites or pages.
Links to our site
Neither you nor any other party may use any part of this Site on any other website, or link any other website to this Site, without our prior written permission. We are not responsible for the set up of any link from a third party website to our Site.
Intellectual property rights
All intellectual property rights (including, without limitation, copyright, database rights, design rights, patents and trademarks) in this Site are owned by or licensed to us unless otherwise stated.
HSBC and the hexagon logo are trademarks of HSBC Holdings plc and all rights and benefits in them vest in HSBC Holdings plc.
You may print, copy, download or temporarily store extracts from this Site for your personal use or to help you use our products and services. You must not alter any extract obtained from this Site in any form. Any other use is prohibited unless you first get our written permission. Without limiting the above, unless you first get our written consent, you may not reproduce, modify, adapt, transmit, publish, broadcast, create derivative works of, store, archive or in any way exploit all or any part of this Site.
Internet and e-mail communications
Messages sent over the internet (including e-mail) cannot be guaranteed to be completely secure as they are subject to possible interception, monitoring, delay, loss or alteration.
Neither we nor any other member of the HSBC Group are responsible for any such messages nor liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to us or any other party or any messages sent or appearing to be sent by us or any third party to you over the internet (including e-mail). You should not include any sensitive or confidential information in such messages.
Our monitoring of communications
To help us improve our service and in the interest of security, we may monitor and/or record communications (whether over the Internet, telephone or otherwise) between you and us. All recordings are our sole property.
Miscellaneous
Any notice to be given under these Terms and Conditions must be communicated by post, telex, email or facsimile to the address most recently notified by the receiving party. Receipt of notice shall be deemed to occur at the time when the notice would in the ordinary course be delivered or transmitted. If any part of these Terms and Conditions is found by any court or other competent authority to be invalid, unlawful or unenforceable then such part shall be severed from the rest of such terms which shall continue to be valid and enforceable to the fullest extent permitted by law.
Exclusion of our liability
To the extent permitted by law, neither we nor any member of the HSBC Group shall be liable for any damage, loss or liability (whether arising in contract, tort, including negligence, or otherwise) arising out of or in connection with (a) your use of this Site; (b)your reliance on or your inability to use the information, products or services on this Site; and/or (c) any failure in performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure to this Site or your use or attempted use of it.
The above exclusions apply to any damage which is direct, indirect, special, incidental or consequential or consists of loss of profits, business, opportunity or data. All the above exclusions apply even if you have advised us or any other member of the HSBC Group of the possibility of the above types of damage, loss or liability. Nothing in these terms shall exclude or limit the liability of any member of the HSBC Group in relation to fraud, personal injury or death.
Governing law
These Terms and Conditions are governed by and are to be interpreted in accordance with the laws of England and Wales. The courts in England and Wales will have non-exclusive jurisdiction in respect of any dispute which may arise in connection with the Terms and Conditions or your use of this Site.
Your queries
If you wish to contact HSBC Bank plc, please refer to the Contact Us link which can be found on each page of the Site.
Privacy and data protection statement
HSBC's business has been built on trust between us and our customers. To preserve the confidentiality of all information you provide to us, we commit to the following in relation to such information:
- HSBC will only collect the information that it believes to be relevant and required to understand the customer's financial needs and to conduct HSBC's business.
- HSBC will use the information to provide customers with better customer services and products.
- HSBC may pass the information to other HSBC Group companies or agents, as permitted by law.
- HSBC will not disclose the information to any external organisation unless HSBC have customer consent or are required by law or have previously informed the customer.
- HSBC may be required, from time to time, to disclose the information to Governmental or judicial bodies or agencies or HSBC's regulators but HSBC will only do so under proper authority.
- HSBC aim to keep the information up-to-date.
- HSBC maintain strict security systems designed to prevent unauthorised access to the information by anyone, including HSBC staff.
- All HSBC group companies, or HSBC staff and all third parties with permitted access to the information are specifically required to observe HSBC's confidentiality obligations.
References above to 'information' shall be deemed to include personal data.
By maintaining our commitment to these principles, we will ensure that we respect the inherent trust that you place in HSBC.
Your personal data may be disclosed or transferred worldwide to agents or third parties authorised to act on our behalf or other members of the HSBC Group or to third parties including our subcontractors, for the purposes of: providing services to you or the company/organisation that you represent and/or for servicing and/or developing our relationship with that company/organisation or you, verifying your identity, preventing and detecting crime and complying with appropriate governmental and non-governmental regulators or ombudsman.
By accepting the Terms and Conditions, you shall be treated as having consented to the disclosure, processing, storage and transfer of your personal data in the manner described above.
You should read our Cookie Policy to find out more about how HSBC and our trusted partners use cookies, which is relevant to your online security. We use cookies to make our website more secure and easier to use.
Privacy and Data Protection Statement
HSBC's business has been built on trust between us and our customers. To preserve the confidentiality of all information you provide to us, we commit to the following in relation to such information:
- HSBC will only collect the information that it believes to be relevant and required to understand the customer's financial needs and to conduct HSBC's business.
- HSBC will use the information to provide customers with better customer services and products.
- HSBC may pass the information to other HSBC Group companies or agents, as permitted by law.
- HSBC will not disclose the information to any external organisation unless HSBC have customer consent or are required by law or have previously informed the customer.
- HSBC may be required, from time to time, to disclose the information to Governmental or judicial bodies or agencies or HSBC's regulators but HSBC will only do so under proper authority.
- HSBC aim to keep the information up-to-date.
- HSBC maintain strict security systems designed to prevent unauthorised access to the information by anyone, including HSBC staff.
- All HSBC group companies, or HSBC staff and all third parties with permitted access to the information are specifically required to observe HSBC's confidentiality obligations.
References above to 'information' shall be deemed to include personal data.
By maintaining our commitment to these principles, we will ensure that we respect the inherent trust that you place in HSBC.
Your personal data may be disclosed or transferred worldwide to agents or third parties authorised to act on our behalf or other members of the HSBC Group or to third parties including our subcontractors, for the purposes of: providing services to the company/organisation that you represent and/or for servicing and/or developing our relationship with that company/organisation or you, verifying your identity, preventing and detecting crime and complying with appropriate governmental and non-governmental regulators or ombudsman.
By accepting the Terms and Conditions, you shall be treated as having consented to the disclosure, processing, storage and transfer of your personal data in the manner described above.
You should read our Cookie Policy to find out more about how HSBC and our trusted partners use cookies, which is relevant to your online security. We use cookies to make our website more secure and easier to use.
RMB Specific Risks for RMB Products: Help
Renminbi (RMB) is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to certain restrictions. Clients should be reminded of conversion risk in RMB products. In addition, there is a liquidity risk associated with RMB products, especially if such investments do not have an active secondary market and their prices have large bid/offer spreads. RMB products in Hong Kong are denominated and settled in RMB deliverable in Hong Kong, which represents a market which is different from that from that of RMB deliverable in Mainland China. For individual clients, conversion of RMB is subject to daily limit in Hong Kong, the clients may have to allow time for conversion of RMB from/to another currency of an amount exceeding the daily limit. Please refer to the offering documents of the respective RMB products for details, including risk factors.
This document is issued by HSBC Bank plc. HSBC makes no representation or warranty (express or implied) of any nature with respect to the completeness or accuracy of any information, projection, representation or warranty (expressed or implied) in, or omission from, this document. No liability is accepted whatsoever for any direct, indirect or consequential loss arising from the use of this document. This document does not constitute an offer or solicitation for, or advice that you should enter into, the purchase or sale of any security, commodity or other investment product or investment agreement, or any other contract, agreement or structure whatsoever. No consideration has been given to the particular investment objectives, financial situation or particular needs of any recipient. Unless governing law permits otherwise, you must contact a HSBC Group member in your home jurisdiction if you wish to use HSBC Group services mentioned in this document.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
This link may direct you to another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of the RMB Resource Center.
Clicking on this link will lead you to a website which is not associated with HSBC, and may be governed by its own terms of use.
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